First 3 months FREE for pets aged less than 1 year, first 2 months FREE for pets aged over 1 year*
Accidents & Illness Cover up to $20,000 per year
No lock-ins - upgrade, downgrade or cancel anytime
PetsOnMe & Lockton Pulse
Helping to protect Australian pets
At PetsOnMe and Lockton Pulse, we’re committed to adding value to pets and pet owners.
Our partnership with PetsOnMe
Pets are more than just animals – they’re family. That’s why PetsOnMe, Australia’s trusted pet care community, has partnered with Lockton Pulse to bring you Comprehensive Pet Insurance coverage designed to protect the well-being of your furry friends.
Pay by the month and no-lock-ins
PetsOnMe’s dog and cat insurance offers complete flexibility to pay monthly or annually without lock-in contracts or exit fees.
Save with two or more Pets & Annual Policies
You can receive a 5% discount for paying annually upfront and a further 5% off if you have two or more pets on your policy.
No Sub-Limit on Consult Fees
PetsOnMe don't have a sub-limit on consultation fees, so this would not be reduced by multiple visits to vets.
Claims Paid Direct to Your Account
Claiming under your pet insurance policy is quick and easy using the online portal. Most eligible claims are paid next business day.
How the PetsOnMe Insurance Claims Process Works
Visit Your Preferred Vet
When your fur child needs veterinary care, go to your trusted vet for the care they’re used to.
Submit a Claim
Lodge your pet insurance claim online and provide the vet’s invoice and your pet’s clinical notes.
Get Reimbursed
Most claims are paid the next business day if the right claims documentation is provided.
PetsOnMe’s Pet Insurance Plans
Help Protect Your Pet Today
Help ensure your pet's health is in good hands with Comprehensive Pet Insurance from PetsOnMe. From playful puppies to senior pets, PetsOnMe's plans are designed to support every stage of your pet’s life.
Accident Plan
Most Affordable
$5,000
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Other Benefits
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
Classic Plan
Mid-Level Cover
$10,000
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa ¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Other Benefits
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease because of infection
Retained deciduous teeth
Deluxe Plan
Top Cover with Dental
$20,000
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa ¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Other Benefits
Radiology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis²
Tooth removal where it’s medically required:²
Cavities²
Tooth fracture²
Dental disease as a result of infection²
Retained deciduous teeth²
¹Hereditary conditions are covered after your pet's 2nd birthday. This policy is subject to limits, sub-limits, conditions & exclusions.²Dental benefit is limited up to $500pa. ³Covered for a diagnosed eligible condition, if recommended by your vet.
**Subject to full terms, conditions, limits, premium calculations and exclusions of the policy.
Need to know more on our pet insurance?
Reach out to the PetsOnMe team directly at lockton@petsonme.com.au for personalised support exclusively for Lockton clients and associates.
Four reasons PetsOnMe is ahead of the others
Cover for Life
PetsOnMe's three comprehensive insurance plans provide lifelong protection for your pet, ensuring there is no reduction in coverage as they age.
Third-Party Liability
All PetsOnMe policies help protect in the event that your pet causes damage to other people or their property, which many competitors don’t offer.
Quick Claims Lodgments
PetsOnMe have made claiming under your pet insurance policy easy using PetsOnMe's online portal. Eligible claims are often paid the next business day.
Claim 80% of your eligible vet bills.
Choose an excess of $100, $200, or $300. PetsOnMe will reimburse the remaining eligible claim amount up to the specified benefit limit at your choice of vet.
FAQs
Do you still have questions? You might find the answers you're looking for here.
PetsOnMe Insurance is an innovative Australian pet insurance provider specialising in delivering comprehensive and flexible coverage solutions for pet owners. Lockton is proud to partner with PetsOnMe, which prioritises customer satisfaction with its deep understanding of pet owners’ needs and commitment to providing quality, value-driven pet insurance solutions.
Through this alliance, Lockton presents this value-added option: Our valued Lockton associates and clients have access to PetsOnMe's dedicated VIP support channel via lockton@petsonme.com.au or by calling 1300 489 873 for priority assistance to enable seamless, premium services when accessing PetsOnMe insurance solutions as part of this exclusive partnership.
Pet insurance serves as a safety net for your pets' medical expenses. It is a type of comprehensive insurance coverage that reimburses you for a portion of your vet care expenses if your pet becomes sick or injured.
Like human health insurance, your policy provides financial assistance when your pet requires veterinary care. Your pet insurance policy helps provide financial aid to cover veterinary care expenses for your pet. This can include cover insurance policy can include coverage for accident-related injuries through unforeseen surgeries and urgent treatments for certain illnesses, depending on your chosen cover.
Vet bills can be expensive and challenging to manage. PetsOnMe's insurance plans also include coverage if your pet accidentally damages others or their property. This way, you can focus on giving your pets the best care without worrying about financial burdens.
PetsOnMe’s pet insurance was created with the guidance of more than 52,000 pet parents Australia-wide. Customers have told PetsOnMe they want complete transparency, no jargon and a high level of cover. All PetsOnMe's policies cover 80% of eligible claims for life, less your chosen excess.
Absolutely! You can choose any licensed and registered Veterinarian across Australia for your pet's care. This level of freedom allows you to make decisions genuinely in the best interests of your cherished furry companion.
Whether it's a routine check-up, a specialised treatment, or a critical emergency with PetsOnMe, you're not confined to a specific network of providers.
*This offer is available to Lockton associates and clients in addition to the standard product offering and discounts. The exclusive offer can only be redeemed by purchasing the policy online or over the phone and using the coupon code shared by Lockton Pulse.
**Please review the full Product Disclosure Statement (PDS) and Target Market Determination for more information.
1The term ‘Partner’ is used to describe how Lockton works in a collaborative way with clients and third parties. It is not intended to convey the legal definition of joint management or operation of a business.
PetsOnMe is a referral partner of Lockton Pulse. Pets On Me Insurance Pty Limited is underwritten by Pacific International Insurance Pty Ltd (ABN 83 169 311 193). Lockton Pulse may, at its sole discretion, suspend or terminate the operation of this website or any products or services provided on this website without prior notice. Lockton Pulse accepts no Liability for any loss, whether direct, indirect, or consequential, arising from information made available on these pages and for any actions or transactions resulting from that do not pertain to the policy benefits offered.
Any information, discussion, and/or resource on this website has been prepared with the utmost care and good faith at publication. We do our very best to ensure that materials are current, up-to-date and in keeping with our product offering at the time of publishing. Still, some historical material on this site may reference older offerings. Accordingly, we do not represent or warrant that all material on this site is relevant to our current product offering. Before deciding on any product, please consider the relevant Policy Wording.
© 2024 Lockton Companies Australia Pty Ltd (Lockton). ABN 85 114 565 785 | AFSL 291 954 | All rights reserved.
The information provided on this website is general information only and does not take into account your objectives, financial situation or needs. Lockton trading as Lockton Pulse is not the insurer of any insurance products offered. While the content contributors have taken reasonable care in compiling the information presented on this website, Lockton Pulse does not give any warranty, representation or assurance, either express or implied, as to the completeness, accuracy or otherwise, of the information. The information is not intended to be interpreted as advice on which you should rely and may not be, and does not purport to be, all of the information relevant to your objectives, financial situation or needs. You should have regard for your objectives, financial situation and needs, and obtain professional or specialist advice before you take, or refrain from taking, any action based on the information contained on this website. Terms, conditions, limits, and exclusions may apply. For full details refer to the specific insurance policy wordings and/or Product Disclosure Statements available from Lockton Pulse upon request via enquiries@locktonpulse.com.
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